If you have taken out dog insurance to cover the veterinary costs you may incur for your dog or puppy, then you’re in the minority. The majority of pet owners never think about dog insurance – until, that is, they receive a vet bill in the hundreds, or thousands, of dollars. And to think that dog health insurance would have covered those fees!
And how easy is it for a dog to break his or her leg, do you think? Well, just as with humans, bone breakages in dogs happen every single day, and they can occur in your back yard and inside your house, as well as outside while exercising your dog in the park or at the beach. So how much do you think that broken bone might cost in veterinary fees? Well, the average vet cost for a broken bone is $900.00. By comparison, the monthly premium for dog insurance is just a few dollars, and you’re covered for every eventuality.
Dog Insurance Options
As with any insurance plan, the types of coverage offered and the prices for these premiums will vary from company to company. However, you can expect the top dog insurance plans to offer coverage on the following veterinarian services:
Spaying/Neutering: Unless you are a serious breeder then it is only ethical that you have your dog spayed or neutered. Your dog health insurance plan may cover up to 100% of the cost. And remember, having your dog fixed helps keep animal population under control and reduces the chances of dogs roaming the streets looking for a mate, often resulting in injuries due to fighting or other accidents.
Prescription Flea Control: Many over-the-counter flea control products do not work on every dog. Fleas are not only a nuisance to your pet, they can also cause warms and serious skin conditions. Dog insurance plans may be able to cover the costs of more potent, prescription-only flea control products.
Annual Examination: Whether or not your vet has conned you into thinking that annual vaccinations are essential for your dog, the annual examination is a necessity. It will identify minor health problems before they become major health problems, and treatment can start while there’s still a good prospect of success. Your dog insurance policy should cover the annual exam.
Heartworm Medication: If you forget your heartworm prevention meds, your dog may contract heartworm. This condition is more prevalent than most people realize. And it’s expensive to treat. Your dog health insurance plan is likely to cover this cost also.
Lab Fees: Blood tests and other lab work should also be covered by most dog health insurance plans. Such tests may include blood work for worms, diseases, and abnormalities with pregnancy.
Teeth Cleaning: Having your dog’s teeth cleaned probably never occurred to you, but this service is something you can take advantage of by enrolling in a dog insurance plan. It is refreshing to know that you can have your dog or puppy’s dental work maintained and keep his gums and teeth healthy for years to come.
Hospitalization Costs: Your dog may need to be hospitalized if he becomes ill or if he is injured. We already know that injuries are a considerable expense. And yes, hospitalization is an additional impost. Make sure you pick a dog health policy that covers hospitalization (all the good ones do).
Related posts:
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